Найкращі платформи кредитування 2026
The best DeFi lending platforms of 2026, ranked by liquidity, rates, and security.
Lending lets you earn interest or borrow against collateral without a bank. We ranked the leading money markets by liquidity, interest rate models, and security track record.
Rankings
- 1
The largest lending market with a robust risk framework and broad asset support.
- 2
Compound
Переглянути деталі →An established money-market protocol that defined algorithmic lending.
- 3
MakerDAO
Переглянути деталі →The pioneer of decentralized stablecoins with deep DAI liquidity.
- 4
Synthetix
Переглянути деталі →A synthetic assets protocol enabling collateralized debt and on-chain derivatives.
- 5
Leveraged perpetual and margin trading built on a transparent on-chain model.
Frequently Asked Questions
Чи безпечне DeFi-кредитування?
Lending carries smart contract, oracle, and liquidation risk. Established protocols with audits and deep liquidity are generally safer, but no platform is risk-free.
Як працюють ставки кредитування?
Rates are set algorithmically by supply and demand. Higher utilization typically means higher borrow rates and higher supply yields.
What happens if my position is liquidated?
If collateral falls below the required ratio, liquidators repay part of the loan and take your collateral. Keep your loan-to-value low to avoid it.
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