Lending
A DeFi primitive where users supply assets to earn interest or borrow against collateral, with rates set algorithmically.
A DeFi primitive where users supply assets to earn interest or borrow against collateral, with rates set algorithmically...
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Sep 2026 · Freshness Score: 50%
Was ist Lending?
A DeFi primitive where users supply assets to earn interest or borrow against collateral, with rates set algorithmically.
- Category
- concept
- Type
- Authority Node
- Quellen
- 1
Suppliers deposit assets into a protocol pool and earn interest, while borrowers post collateral and pay interest. Rates adjust based on pool utilization, rising as more capital is borrowed. Liquidation protects the pool when collateral val
Lending unlocks the capital efficiency of idle assets and underpins much of DeFi's yield economy. It lets anyone become a lender or borrower globally, around the clock. Its risk framework, including liquidation and oracles, is the reference
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Overview
Lending is a core DeFi primitive where users supply assets to earn interest or borrow against collateral, with rates set algorithmically by supply and demand. Protocols like Aave and Compound pioneered this money-market model. It removes the need for a credit check or central intermediary.
How It Works
Suppliers deposit assets into a protocol pool and earn interest, while borrowers post collateral and pay interest. Rates adjust based on pool utilization, rising as more capital is borrowed. Liquidation protects the pool when collateral value drops below the loan threshold.
Why It Matters
Lending unlocks the capital efficiency of idle assets and underpins much of DeFi's yield economy. It lets anyone become a lender or borrower globally, around the clock. Its risk framework, including liquidation and oracles, is the reference for the entire sector.
Related Concepts
Lending connects to Collateral, Loan-to-Value, and Liquidation, and relies on Oracles for pricing. It is central to the DeFi ecosystem alongside AMMs and stablecoins.
Frequently Asked Questions
What is Lending?
A DeFi primitive where users supply assets to earn interest or borrow against collateral, with rates set algorithmically.
How does Lending work?
Lending is a core DeFi primitive where users supply assets to earn interest or borrow against collateral, with rates set algorithmically by supply and demand. Protocols like Aave and Compound pioneered this money-market model. It removes the need for a credit check or central intermediary. Supplier
Why does Lending matter in Web3?
Suppliers deposit assets into a protocol pool and earn interest, while borrowers post collateral and pay interest. Rates adjust based on pool utilization, rising as more capital is borrowed. Liquidation protects the pool when collateral value drops below the loan threshold. Lending unlocks the capi